Life & Health Insurance License Study Courses

If you’re looking to build a career in insurance, getting your Texas P&C license is a smart move. This license allows you to sell auto, homeowners, renters, commercial insurance, and liability policies across the state. 

The process isn’t complicated, but it does require organization and commitment. Here’s a simple, no-fluff guide to help you get licensed in Texas as quickly and smoothly as possible.

 

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Step 1: Confirm You’re Eligible 

• You must be at least 18 years old 
• You must legally be allowed to work in the U.S. 
• You must be honest about your background (Texas will run a fingerprint-based background check) 
• A criminal record does not automatically disqualify you, but serious or recent offenses may require additional review. 

 

Step 2: Complete a Texas P&C Study Course 

While Texas doesn’t require you to complete a pre-licensing course before taking the exam, it is very important to gain the knowledge needed to pass the license exam. 

Our Texas P&C online study course provides you with an affordable insurance exam prep solution that gives you the necessary strategic learning tools to prepare you to pass your P&C license exam. 

 

Step 3: Schedule and Pass the State Exam 

Texas uses Pearson VUE to administer the exam. You’ll schedule your test online and choose a testing center or remote option if available. 

The exam contains: 

Multiple-choice questions 

A mix of standard insurance concepts and Texas-specific statutes

Study smart, not just hard. Focus on policy types, exclusions, endorsements, and Texas regulations. Practice exams and flashcards can make a big difference here. 

 

Step 4: Submit Fingerprints and Apply for Your License 

After you pass the exam, you’ll complete fingerprinting and submit your application through the Texas Department of Insurance (TDI). You’ll need to: 

• Pay the state application fee 
• Submit fingerprints for a background check 
• Application processing is processed via Sircon

 

 

Step 5: Find a Job or Start Selling 

Once your license is active, you can: 

• Apply to insurance agencies 
• Join a brokerage 
• Work for an insurance carrier 
• Start selling as an independent agent

 

Many agencies help with onboarding, training, and sales systems, so don’t feel like you’re on your own.

 

 

Final Thoughts 

Getting your Texas P&C license is one of the fastest ways to enter a career with strong income potential and long-term job stability. If you stay organized, commit to studying, and follow the steps, you can be licensed and working sooner than you think.