Tennessee Insurance License Requirements

Looking to get your Tennessee Life and Health insurance license? We’ll breakdown the basic requirements for you to simplify the process. Insurance producers have an unlimited income potential and there are plenty of other good reasons to consider a profession in the insurance industry.

Requirements

Each state has various requirements to be eligible for an insurance license. In Tennessee, the Department of Insurance generally requires;

The applicant is at least eighteen (18) years of age.

Resides in Tennessee (non-resident licenses are available, which is explained in our course).

The applicant is competent, trustworthy, financially responsible, and has a good business reputation.

The applicant is required to pass an examination.

Enroll in a Study Course

Preparing to pass your license exam is the first step in obtaining your license. The Tennessee insurance licensing exam can be challenging if you take the exam unprepared. If you’ve never been in the insurance industry before, you’ll need to learn some new lingo, phrases, and concepts. However, after completing a insurance study course, you’ll be well prepared and equipped to confidently pass the exam.

Schedule and Pass the Tennessee Licensing Exam

Once you have studied and completed the course, it’s time for you to schedule your license exam with Pearson Vue, which is Tennessee’s exam provider. We recommend that you take the state exam within a few days after you've completed your study course, so that you retain the information that you have learned.

Tennessee Insurance License Exam Information

Passing Score: 70%+

Life Insurance Agent: 1 hour 45 min | 82 questions

Accident & Health Insurance Agent: 1 hour 45 min | 82 questions

Format: Multiple Choice

Cost Per Exams: $59 in-person | $49 online (proctored)

** Life and Accident & Health exams can be scheduled as a single combination exam. You will need to request this when scheduling.

What If I Fail The Examination?

If you fail the exam, you can reschedule to take the exam again after 10 days. If this were to happen, please contact us and we’ll extend your course time at no cost so that you can continue studying.

Fingerprints

As part of the process, you will be required to provide fingerprints in order to do a background check. You can read more about the fingerprinting process HERE. It is suggested that you submit your fingerprints 2 business days prior to submitting your license application.

What If I Have a Criminal Record? We suggest contacting the Department of Insurance prior to beginning the licensing process.

Type: TN Insurance Producer - ORI # TN920680Z (Transaction Type – IP)

Submit Your License Application

Submitting your application is done at NIPR.com, which is a third-party vendor that the TN Department of Insurance uses for various processes.

Do I Need To Be Hired By An Insurance Agency To Get My Insurance License?

No, you don’t need to be hired or sponsored by an insurance agency or company to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable for opportunities. If you’re already licenses, agencies or insurance companies will be eager to hire you.