How To Get A Life and Health Insurance License In Tennessee

How To Get Your Tennessee Life and Health Insurance License

Looking to get your Tennessee Life and Health insurance license? We’ll breakdown the basic requirements for you to simplify the process. Insurance producers have an unlimited income potential and there are plenty of other good reasons to consider a profession in the insurance industry.

Basic Requirements

Each state has various requirements to be eligible for an insurance license. In Tennessee, the Department of Insurance generally requires;

You need to be at least 18 years of age.
Reside in Tennessee (non-resident licenses are available, which is explained in our course).
You will be required to pass an examination.

Enroll in a Study Course

Preparing to pass your license exam is the first step in obtaining your license. The Tennessee insurance licensing exam can be challenging if you take the exam unprepared. If you’ve never been in the insurance industry before, you’ll need to learn some new lingo, phrases, and concepts. However, after completing a study course, you’ll be well prepared and equipped to confidently pass the exam.

Schedule and Pass the Licensing Exam

Once you have studied and completed the course, it’s time for you to schedule your license exam with Pearson Vue, which is Tennessee’s exam provider. We recommend that you take the state exam within a few days after you've completed your study course, so that you retain the information that you have learned.

Tennessee Insurance License Exam Information

Minimum Passing Score: 70%

Life Insurance Exam: 1 hour 45 min | 82 questions

Accident & Health Insurance Exam: 1 hour 45 min | 82 questions

Format: Multiple-choice

Cost Per Exam: $59 in-person | $49 online (proctored)

What If I Fail The Examination?

If you fail the exam, you can reschedule to take the exam again after 10 days. If this were to happen, please contact us and we’ll extend your course time at no cost so that you can continue studying.

Fingerprints

As part of the process, you will be required to provide fingerprints in order to do a background check. You can read more about the fingerprinting process HERE. We suggest that you submit your fingerprints 2 business days prior to submitting your license application.

Type: TN Insurance Producer - ORI # TN920680Z (Transaction Type – IP)

Submit Your License Application

Submitting your application is done at NIPR.com, which is a third-party vendor that the TN Department of Insurance uses for various processes.

Do I Need To Be Hired By An Insurance Agency To Get My Insurance License?

No, you don’t need to be hired or sponsored by an insurance agency or company to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable for opportunities. If you’re already licenses, agencies or insurance companies will be eager to hire you.

Tennessee Pre-Licensing Course Options

Frequently Asked Questions

How can I prepare the Tennessee license exam?
Complete a prep course, study consistently, take practice exams, and focus on understanding concepts rather in addition to memorizing facts. Creating a manageable schedule will keep you on track.
How long does it take to get licensed?
It typically takes 2–4 weeks, depending on how quickly you complete your study course, pass the exam, clear your background check, and submit your application.
What topics are covered in the exam?
The exam includes topics like insurance regulations, types of life and health policies, policy provisions, underwriting, annuities, Medicare/Medicaid, and ethics.
What if I fail the exam? Can I retake it?
You can retake it after a waiting period (typically 24–72 hours). There’s no limit on the number of attempts, but you’ll need to pay each time.
Can I use my license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your TN license is active and in good standing.