How To Get A Life and Health Insurance License In Tennessee

How To Get Your Tennessee Life and Health Insurance License

Looking to get your Tennessee Life and Health insurance license? We’ll breakdown the basic requirements for you to simplify the process. Insurance producers have an unlimited income potential and there are plenty of other good reasons to consider a profession in the insurance industry.

1. Enroll in a Study Course

Preparing to pass your license exam is the first step in obtaining your license. The licensing exam can be challenging if you take the exam unprepared. If you’ve never been in the insurance industry before, you’ll need to learn some new lingo, phrases, and concepts. However, after completing a study course, you’ll be well prepared and equipped to confidently pass the exam.

2. Schedule and Pass the Exam

Once you have studied and completed the course, it’s time for you to schedule your license exam with Pearson Vue, which is Tennessee’s exam provider. We recommend that you take the state exam within a few days after you've completed your study course, so that you retain the information that you have learned.

3. Submit Fingerprints

As part of the process, you will be required to provide fingerprints in order to do a background check. You can read more about the fingerprinting process HERE. We suggest that you submit your fingerprints 2 business days prior to submitting your license application.

Type: TN Insurance Producer - ORI # TN920680Z (Transaction Type – IP)

4. Apply for Your License

Submitting your application is done at NIPR.com, which is a third-party vendor that the TN Department of Insurance uses for various processes.

Exam Information

Minimum Passing Score: 70%

Life, Accident & Health Insurance Exam: 2 hours | 150 scored questions

Format: Multiple-choice

Cost Per Exam: $59 in-person | $49 online (proctored)

Frequently Asked Questions

How can I prepare the Tennessee license exam?
Complete a prep course, study consistently, take practice exams, and focus on understanding concepts rather in addition to memorizing facts. Creating a manageable schedule will keep you on track.
How long does it take to get licensed?
It typically takes 2–4 weeks, depending on how quickly you complete your study course, pass the exam, clear your background check, and submit your application.
What are the basic requirements?
Be at least 18 years old, reside in Tennessee, complete a study course, submit fingerprints, pass the license exam.
Do I need to be hired by an agency first?
No, you don’t need to be hired or sponsored by an insurance agency or company to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable for opportunities. If you’re already licenses, agencies or insurance companies will be eager to hire you.
Can I use my license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your TN license is active and in good standing.