How To Get A Utah Life and Health Insurance License

Obtaining a Utah life and health insurance license is the essential first step toward becoming a licensed insurance agent in the state. The Utah Insurance Department has established a clear and efficient licensing process, and with the right preparation, you can move through each step with confidence. Below is a simple, step-by-step overview to help you understand what to expect and how to get started.

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1. Enroll in a Prep Course

Before sitting for the licensing exam, it is strongly recommended that you dedicate time to learning the material. The life and health insurance exam covers a wide range of topics, including insurance fundamentals, policy types, state regulations, and ethical responsibilities.

Enrolling in an online Utah life and health exam prep course can significantly improve your chances of passing on your first attempt. A quality prep course will provide structured lessons, clear explanations, and targeted practice questions to help you understand and retain the information. Our Utah-specific study materials and practice exams are designed to align with the exam content and prepare you for test day with confidence.

2. Schedule and Pass the Exam

Once you feel prepared, you will need to register for the Utah life and health insurance exam through Prometric. You can schedule your exam online or by calling Prometric at 888-226-8740.

Exam fee: $44
Number of questions: 150 scored questions
Minimum passing score: 70%
Format: Multiple-choice

The exam is computer-based and administered at approved testing centers. It is important to arrive early, bring valid identification, and be well-rested and focused on exam day. Passing the exam is a major milestone toward becoming licensed.

3. Fingerprints

After passing the exam, you must complete fingerprinting as part of the background check process. Fingerprints are taken at a Prometric test center using live scan technology. The fingerprinting fee is approximately $30, although this may vary slightly by location.

This step is required to ensure compliance with state regulations and to verify your eligibility for licensure. Be sure to complete fingerprinting promptly to avoid delays in your application process.

4. Submit Your Application

Once your exam and fingerprints are complete, you can apply for your Utah life and health insurance license through the National Insurance Producer Registry (NIPR). The application fee is around $75.

When submitting your application, double-check that all personal information, background disclosures, and contact details are accurate and complete. Incomplete or incorrect information can slow down processing.

5. Maintain Your License

After you are licensed, you must meet ongoing continuing education (CE) requirements to keep your license active. Utah requires 24 hours of continuing education every 2 years. These courses help ensure that agents stay current with industry changes, regulations, and best practices.

Staying compliant with CE requirements is critical to maintaining your license in good standing and continuing to serve clients legally and professionally.

Frequently Asked Questions

Do I need to be hired by an agency first?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your license. In fact, going through the process of being licensed before seeking an agency to work with actually makes you more marketable for opportunities.
Can I use my license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your Utah license is active and in good standing.
How long does it take to get licensed?
It usually takes 2 to 4 weeks, depending on how soon you complete a study course and pass the license exam.
What are the basic requirements?
Be a Utah resident, be at least 18 years old, have a valid social security number, complete a prep course, pass the exam.