How Do You Get A Texas Life And Health License

How To Get A Texas Life and Health Insurance License

Getting your Texas Life and Health license is the first step in becoming an insurance agent in Texas. The Texas Department of Insurance has established a process for obtaining your insurance license and we'll break it down for you.

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1. Complete a Prep Course

If you would like to sell insurance in Texas, you must pass a licensing exam. To prepare for the Texas licensing exam, you will need to take an insurance pre-licensing study course. You will need the knowledge from a course to pass the examination, especially if you're new to the industry.

2. Pass Your License Exam

License exams are provided by PearsonVUE. An exam fee must be paid at the time of scheduling by credit card, debit card, voucher or electronic check. You can make an exam reservation at least 24 hours before the desired exam date or 5 days in advance if paying by ACH (electronic check).

3. Register for Electronic Fingerprinting

Texas requires electronic fingerprints be completed in order to run a criminal background check.

You can click here to make a reservation with IdentoGo, or call 844-321-2124. Insurance license fingerprint records are good for 1 year prior to application.

4. Apply for Your License

You can apply for your license 24 hours after passing the exam by completing an application at Sircon. The application process must be completed within one year of passing the exam or the exam must be retaken.

Exam Information

Exam Name: General Lines – Life, Accident & Health

Code: InsTX-LAH05

Fee: $43

Time: 2 hours 30 min

Format: Multiple-choice

Total Questions: 150

Passing Score: 70% (or better)

Frequently Asked Questions

How long does it take to get licensed?
It typically takes 2–4 weeks, depending on how quickly you complete the education, pass the exam, submit your application, and clear your background check.
How should I prepare for the license exam?
Use an online pre-licensing course, study regularly, take practice exams, and focus on understanding concepts rather than memorizing facts. Flashcards and exam simulators certainly help.
What is on the license exam?
The exam includes topics like insurance regulations, types of life and health policies, policy provisions, underwriting, annuities, Medicare/Medicaid, and ethics.
Can I use my Texas license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your Texas license is active and in good standing.
Do I need to be hired by an agency first?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your license in Texas. In fact, going through the process of being licensed before seeking an agency to work with actually makes you more marketable for opportunities.