How To Get A Virginia Life and Health Insurance License

Obtaining your Virginia Life & Health insurance license is the first step to becoming an insurance agent in Virginia. If you’re interested in selling life insurance and/or health insurance, or any combination of these lines of authority, this page has the information you need to get started. The Virginia Bureau of Insurance has a simple process to getting your insurance license.

1. Complete a Licensing Prep Course

If you would like to sell insurance in Virginia, you must pass a state licensing exam. To prepare for the license exam, you will need to take an insurance pre-licensing study course. It’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt.

2. Pass a License Examination

After you complete your prep course, it’s time to take the insurance license exam. Licensing exams are provided by Prometric. An exam fee must be paid at the time of scheduling by credit card, debit card, voucher or electronic check.

3. Register for Electronic Fingerprinting

Virginia requires electronic fingerprints be taken in order to run a criminal background check.

Click here to make a reservation with Fieldprint, or call 877-614-4364. Fingerprint records are good for 1 year. The results of your criminal history check will be submitted electronically to the Virginia Bureau of Insurance.

4. Complete a License Application

Once you pass the life & health insurance exam and complete the background check, you can apply for your insurance license. You must apply at NIPR.com or Sircon.com

VA License Exam Format

Exam Name: VA Life, Annuities and Health Insurance (11-01)

Total Questions: 150 questions

Time Allotted: 2.5 hours

Format: Multiple Choice

Passing Score: 70% (or better)

Cost: $35

Frequently Asked Questions

How long does it take to get licensed?
It typically takes 2–4 weeks, depending on how quickly you complete your study course, pass the exam, clear your background check, and submit your application.
How can I prepare the Virginia license exam?
Use an online pre-licensing course, study regularly, take practice exams, and focus on understanding concepts rather in addition to memorizing facts. Flashcards and exam simulators certainly help.
Do I need to be hired by an insurance agency first?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable for opportunities.
What if I fail the exam? Can I retake it?
You can retake it after a waiting period (typically 24–72 hours). There’s no limit on the number of attempts, but you’ll need to pay each time.
Can I use my license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your VA license is active and in good standing.