Life & Health Insurance License Study Courses

Obtaining your Virginia Life and Health insurance license is the first step toward becoming a licensed insurance professional in the Commonwealth. If you’re interested in selling life insurance, health insurance, annuities, or a combination of these lines of authority, understanding the licensing process upfront will save you time and frustration. Virginia’s Bureau of Insurance follows a clear, structured path, and with the right preparation, most candidates can move through the process efficiently.

1. Complete a Licensing Prep Course

Before you can sit for the Virginia Life and Health insurance exam, you’ll need to complete a pre-licensing study course. This course is designed to introduce you to core insurance concepts, policy types, state-specific regulations, and ethical responsibilities you’ll be tested on. 

While Virginia does not mandate a pre-licensing course, successful candidates typically follow a structured schedule rather than cramming. Choosing a prep course with exam style chapter quizzes, flashcards and summary videos, can significantly improve your pass rate.

2. Pass a License Examination

After completing your prep course, the next step is passing the state licensing exam. Virginia’s Life, Annuities, and Health Insurance exam is administered by Prometric. You must schedule the exam in advance and pay the required fee at the time of registration. 

On exam day, arrive early, bring valid identification, and manage your time carefully. Many candidates find that steady pacing and answering easier questions first helps reduce test-day stress.

3. Register for Electronic Fingerprinting 

Virginia requires electronic fingerprinting to complete a criminal background check as part of the licensing process. Fingerprinting is completed through Fieldprint, either by scheduling online or by phone. Fingerprint results are valid for one year and are submitted electronically to the Virginia Bureau of Insurance. It’s a good idea to complete fingerprinting soon after passing your exam so it does not delay your application approval.

4. Complete a License Application

Once you’ve passed the exam and completed fingerprinting, you can apply for your Virginia Life and Health insurance license. Applications are submitted electronically through NIPR or Sircon. 

Be sure to answer all background questions accurately and review your application before submission. Processing times vary, but most applicants receive updates within a few business days if no additional documentation is required.

VA License Exam Format