How To Get A Florida 215 License

How To Get Your Florida 215 Life & Health Insurance License

Obtaining your Florida life & health insurance agent license is the first step to becoming an insurance agent in Florida. Whether you’re interested in selling life and health insurance, or any combination of those lines of authority, this article has the information you need to get started. The Florida Department of Financial Services has a process to follow to getting your insurance license.

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1. Complete a Pre-License Course

You will need to complete a Florida 215 license education course. The Florida Dept of Financial Services REQUIRES that you take and pass a pre-licensing course.

Most people choose to take their insurance pre-licensing course online. These courses are created specifically to give you the skills and knowledge you need to pass the test and satisfies the Florida requirement of taking & passing a life and health pre-licensing course.

2. Pass the License Exam

We recommend that you take the state exam within 5-7 days once you've completed your course. Scheduling can be completed by calling 1-866-241-5527 or visiting the Pearson Vue website. The state exam fee is $44 for each attempt.

How to Pass The Florida Insurance License Exam

3. Register for Electronic Fingerprinting

Florida requires electronic fingerprints be taken in order to run a criminal background check.

Click here to make a reservation with IdentoGo, or call 844-321-2124. The fee is $5. Insurance license fingerprint records are good for 1 year. The results of your criminal history check will be submitted electronically to the Florida Department of Financial Services.

4. Submit Your Application

Submit a license application to the Florida Department of Financial Services (DFS). On the application you will share information about yourself and include a $50 fee payable to the DFS. Click the Online Application button to access the MyProfile page managed by the FL DFS Bureau of Licensing.

Exam Format

Name: FLA Health and Life and Annuity (incl. Var. Contracts) Agent (0215)

Code: InsFL-LHA05

Cost: $44

Number of Questions: 165 (150 scored)

Format: Multiple-Choice

Time Limit: 2 Hours and 45 Minutes

Passing Score: 70% (or better)

Frequently Asked Questions

Do I need to complete a pre-licensing course?
Yes. Florida requires that you complete an approved pre-licensing course for the 2-15 Life and Health license.
What is the 2-15 license?
The Florida 2-15 license allows you to sell life insurance, health insurance, and variable annuities. It's the most comprehensive license for agents in this field.
What’s on the Florida Life & Health exam?
The exam includes topics like insurance regulations, types of life and health policies, policy provisions, underwriting, annuities, Medicare/Medicaid, and ethics.
Do I need to be hired by an agency first?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your license. In fact, going through the process of being licensed before seeking an agency to work with actually makes you more marketable for opportunities.
Can I use my license in other states?
You can apply for a non-resident license in reciprocal states through the NIPR system, as long as your Florida license is active and in good standing.
What are the basic requirements?
Be a Florida resident, be at least 18 years old, have a valid social security number, complete a pre-licensing course, pass the exam.