How To Get Florida 215 Insurance License

Obtaining your Florida 215 Life and Health insurance license is the essential first step toward becoming a licensed insurance agent in the state. Whether you plan to sell life insurance, health insurance, or both, the following information outlines the key requirements to help you begin the process with confidence. The Florida Department of Financial Services provides a structured licensing pathway, and understanding each step will make your journey smoother and more efficient.




En Español

 


1. Complete a Pre-License Course

You will need to complete a Florida 215 license education course. The Florida Dept of Financial Services REQUIRES that you take and pass a pre-licensing course as part of the licensing process.

 

Most people choose to take their study course online. These courses are created specifically to give you the skills and knowledge you need to pass the test and satisfies the Florida requirement of completing a life and health pre-licensing course.



2. Pass the License Exam

Studying is important because you'll gain the knowledge needed to pass the exam. With steady practice, you reduce stress, understand how questions are structured, and give yourself the best chance to pass on the first try.


We recommend that you take the state exam within 5-7 days once you've completed your course. Scheduling can be completed by calling 1-866-241-5527 or visiting the Pearson Vue website. The state exam fee is $44 for each attempt.


How to Pass The Florida Insurance License Exam

 


3. Register for Electronic Fingerprinting

Florida requires electronic fingerprints so the state can run a criminal background check and confirm an applicant’s identity before issuing a license. This process helps protect consumers by ensuring that only individuals who meet Florida’s professional and ethical standards are approved to work in regulated industries.

 

Click here to make a reservation with IdentoGo, or call 844-321-2124. The fee is $5. Insurance license fingerprint records are good for 1 year. The results of your criminal history check will be submitted electronically to the Florida Department of Financial Services.



4. Submit Your Application

Submit a license application to the Florida Department of Financial Services (DFS). On the application you will share information about yourself and include a $50 fee payable to the DFS. Click the "Online Application" button to access the MyProfile page managed by the FL DFS Bureau of Licensing.



Exam Format


Name: FLA Health and Life and Annuity (incl. Var. Contracts) Agent (0215)

Code: InsFL-LHA05

Cost: $44

Number of Questions: 165 (150 scored)

Format: Multiple-Choice

Time Limit: 2 Hours and 45 Minutes

Passing Score: 70% (or better)


 





Frequently Asked Questions

  • Am I required to complete a pre-licensing course?

    Yes. Florida DFS requires that you complete an approved pre-licensing course as part of the process in order to obtain a license.

  • What is the 2-15 license?

    The Florida 2-15 license allows you to sell life insurance, health insurance, and variable annuities. It's the most comprehensive license for agents in this field.

  • Do I need to be hired by an agency first?

    No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your license. In fact, going through the process of being licensed before seeking an agency to work with actually makes you more marketable for opportunities.

  • How long does it take to get your license?

    On average, it usually takes 2 to 4 weeks, depending on how soon you complete the course and pass your exam.




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