How to Pass the Florida 215 License Exam

Preparing for the Florida Life and Health Insurance Exam requires consistent study and a strategic approach. Follow these steps to enhance your chances of success. With the right preparation and mindset, you can confidently tackle the exam and achieve your licensing goals.





1. Enroll in a FL 215 Pre-Licensing Course

The Florida Department of Financial Services requires that you complete and pass an approved Life & Health 215 pre-licensing course in order to become licensed. Not only is the course required, but it will also provide strategic learning and will provide you with the skills and knowledge to help you pass your license exam.

 

2. Review the Florida 215 Exam Outline

Familiarize yourself with the topics and subject areas that will be covered in the exam. You can find the content outline within our course or on the FLDFS website as well as with the exam provider (Pearson Vue). All exam topics are covered in our course.

 

3. Create a Study Plan

Be sure to consistently study. Organize your study time and space by creating a schedule that allows you to cover all the necessary material. Allocate more time to topics you find more challenging.

 

4. Use Simulated Practice Exams

Practice exams are valuable tools for exam preparation. They can help you become familiar with the exam questions and format, identify challenging topics, and build your confidence. We offer Exam Simulators, in addition to our courses, as they mirror the Florida Life and Health Insurance License exam.

 

5. Simulate Exam Conditions

When taking practice exams, try to simulate the actual exam conditions as closely as possible. Place yourself in a quiet area and time yourself to get used to answering questions within the allotted time frame. The time frame for the exam given is 2 hours 45 minutes. Our course final exam mimics the state final exam in number of questions and in format.


6. Understand Key Concepts

Memorizing content and questions might be fine for some, but it's very important for anyone to focus on understanding the fundamental concepts of life and health insurance, including policy types, provisions, and state regulations.


7. Read Carefully During the Exam

During the actual exam, read each question carefully and fully understand what is being asked before selecting an answer. Take your time and don’t overthink. Pay close attention to the "EXCEPT" questions. They're not meant to trick you, but they can confuse you if you rush through them.

 

8. Answer Every Question

There is no penalty for guessing, so make sure to answer every question, even if you are unsure. It's better to have a chance of getting the question right than leaving it blank.


Final Thoughts

Remember that passing the Florida Life and Health Insurance Exam requires preparation, dedication, and a thorough understanding of the subject matter. Take the time to study, practice, and stay positive throughout the process. Feel free to contact us if you have any questions.




Frequently Asked Questions

  • Is the Florida 215 Insurance Exam hard?

    The exam is considered moderately difficult. However, with the right preparation from a pre-licensing course, you'll significantly increase your chances of passing the exam.

  • What is the 215 exam format?

    The exam consists of 150 scored multiple-choice questions, 2 hours/45 minutes time limit, and the cost is $44.

  • Do I need to take a pre-license course?

    Yes, Florida DFS requires candidates to complete a 60-hour pre-license course before or after taking the exam. we highly suggest taking the course prior.

  • What if I fail the exam?

    You can retake the exam up to 5 times within a 12-month period if needed.

  • What topics are covered in the exam?

    The exam includes questions on life insurance policies, health insurance plans, annuities, Medicare products, and insurance regulations.