How To Obtain Your Life & Health Insurance License in Georgia
Getting your Georgia life and health insurance license is the first step to becoming an insurance agent in Georgia. Whether you’re interested in selling property and casualty insurance, life insurance, health insurance, or any combination of those lines of authority, this article has the information you need to get started. The Georgia Insurance Department has a process to getting your insurance license.
Do I Need To Be Hired or Sponsored By An Insurance Agency To Get My Insurance License?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable.
Complete and Pass a Pre-Licensing Course
You must take your Georgia Life and Health insurance pre-license education course. The Georgia Insurance Department REQUIRES that you take and pass a prelicensing course.
Most people choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test and fill the Georgia requirement of taking & passing an insurance pre-licensing course.
You can enroll in the Georgia Life & Health course here: New Leaf Exams Georgia Pre-Licensing Course
- Use discount code GEORGIA for 50% off of the Georgia pre-licensing course
Pass the Georgia License Exam
We recommend that you take the state exam 5-10 days after you've completed your course. Scheduling can be completed by calling 1-866-241-5527 or visiting the PearsonVue website. Exam fees must be paid at the time of reservation by credit card, debit card, voucher, or electronic check.
Before you schedule, you must have the following:
- Legal name, address, Social Security number, daytime phone number, and date of birth
- Name of the exam
- Preferred exam date and test center location
Take Your Insurance Exam From Your Home or Office
You ‘may’ be able to take your Texas Department of Insurance exam conveniently from home through OnVUE online proctoring. A live proctor will monitor you through the webcam on your computer to provide a secure exam experience.
Go to PearsonVUE to see if you qualify, and then watch the short video on the Georgia Insurance Department online proctoring page to see how convenient it is to test from home or work. Be sure to run the system test before you sign in to register for an online proctored exam.
What to Bring
Two forms of current signature identification:
- A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
- A secondary ID (signature, not expired) such as a Debit or Credit card
Exam Procedures
- Report to the test center 30 minutes before the exam to verify identification and be photographed for the score report.
- No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.
- Studying is not allowed in the test center.
- The exam administrator will provide you with materials to make notes or a calculator. You may not write on these items before the exam begins or remove these items from the exam room.
Exam Format
Each major line exam is given in a multiple-choice format.
The exam consists of two parts:
- The general section deals with basic insurance product knowledge
- The state section deals with insurance laws, rules, and regulations, and practices that are unique to Texas
Exam Name: 12-GA-05 Life/Accident/Sickness Agent Combo
Exam Time: 2 hrs 30 min
Total Questions: 135 (Scoreable Questions: 125 + Pretest Questions: 10)
Passing Score: 70%+
Complete the Citizenship Affidavit
Complete the affidavit, make a copy of the required proof of citizenship document and have the form notarized. This completed affidavit and proof of cititzenship documents should be uploaded when you apply for your license. Click Here for the affidavit.
Get Fingerprinted
All licensees must be fingerprinted and submit to a background check. Additional information about the fingerprinting requirement may be found on the Georgia Insurance Department website.
Apply for a License
Apply for your license by completing an application at NIPR or Sircon.
What If I Have a Criminal Record?
If interested in a career in insurance, you must undergo a full background check with fingerprinting. This process will reveal any criminal history, and if you have a past that includes crimes that involve dishonesty or a breach of trust from working in the insurance business, you will be denied licensure. Bill Clinton was responsible for this law called the Violent Crime Control and Law Enforcement Act of 1994. However, the law does permit you to become licensed if you can produce a signed 1033 consent waiver from the state where you operated.
Other considerations that will affect your ability to become licensed are the frequency of offenses, sentencing, and completion of rehabilitation. The insurance commissioner is really only concerned with felonies that are related to your ability to perform the functions necessary to work in the insurance industry.
Related Articles
How To Get Your Life & Health Insurance License In Florida
How To Get Your Texas Life & Health Insurance License
How To Get Your Virginia Life & Health Insurance License
Become a Life Insurance Agent: A Great Career Choice
How Do You Get a Securities License?