How To Get A Life and Health Insurance License In Alabama

How To Get Your Life and Health Insurance License in Alabama

Considering a career in life and health insurance in Alabama? Now’s the perfect time to take the leap. With increasing demand for health security and retirement planning, stepping into the role of an insurance agent is a great strategic and rewarding choice. But before you can guide clients toward a better future, you’ll need to get licensed.

We'll provide a clear breakdown of how to get started.

1. Complete a Study Course

Before taking the licensing exam, you'll need to complete a prep course. Most people choose to take their insurance prep course online. Our courses are created strategically designed to give you the knowledge and skills that you’ll need to pass the license exam.

2. Pass the Licensing Exam

After completing your study course, you'll need to pass the Alabama state insurance licensing exam. The exam is administered by the University of Alabama, and you'll need to schedule it in advance. We provide you with the information and contact information to schedule your insurance exam in your course.

Exam Outline

Passing Score: 70% (or better)

Questions: 150

Format: Multiple-Choice

Exam Fee: $75

3. Submit Fingerprints

As part of the application process, you’ll be required to submit fingerprints for a simple background check. You can schedule your fingerprints with FieldPrint.

4. Apply for Your License

Once you've passed the exam, you can then apply for your insurance license. You can do this online through the National Insurance Producer Registry (NIPR). You’ll need to apply within 30 days of submitting your fingerprints for your background check.

5. Time to Start Selling Insurance

Once you receive your license, you can begin selling insurance! You can choose to work with an insurance agency or as an independent agent.

Frequently Asked Questions

What are the basic requirements to get a Life and Health license in Alabama?
You must be at least 18 years old, a legal resident of the U.S., and have a clean criminal record (felony convictions may disqualify you), and pass the exam.
Do I need to be hired or sponsored by an agency first?
No, you don’t need to be hired or sponsored by an insurance company or agency to go through the process of obtaining your insurance license. In fact, going through the process of getting and being licensed beforehand actually makes you more marketable.
How long does it take to get licensed?
It typically takes 2-4 weeks, depending on how consistently you study and how quickly you complete all of the necessary steps.
What is the best way to prepare for the exam?
Use an online pre-licensing course, study regularly, take practice exams, and focus on understanding concepts rather in addition to memorizing facts. Flashcards and exam simulators certainly help.