Life & Health Insurance License Study Courses

A Property and Casualty insurance license allows you to sell insurance products that protect physical property and provide liability coverage. 

“Property” insurance covers things people own, like homes, apartments, vehicles, and business buildings. “Casualty” insurance covers liability, meaning protection if someone is responsible for injury, damages, or legal claims.

With a P&C license, you can sell policies such as auto insurance, homeowners insurance, renters insurance, commercial property insurance, general liability, and business owner policies (BOPs). In other words, you’re helping people protect their biggest investments and their financial future, all at the same time. 

Getting a license usually involves a few basic steps: completing a study course, passing a licensing exam, submitting fingerprints, and applying through your state’s insurance department. It is very important that you study before taking the license exam, as it will significantly increase the chances of passing. 

One of the most exciting parts of earning a Property and Casualty license is the career flexibility it offers. You can work for a large insurance company, join an independent agency, open your own agency, or even work remotely. Many agents build long-term relationships with clients, earn renewal commissions year after year, and enjoy strong income potential. 

Beyond money and flexibility, this license gives you something just as valuable, job security. People will always need insurance to drive legally, own property, run businesses, and protect themselves from lawsuits. That constant demand makes this license one of the most stable entry points into the insurance industry. 

In short, a Property and Casualty insurance license opens the door to a career that’s practical, in-demand, and financially rewarding. If you enjoy helping people, solving problems, and building long-term income, this license can be a powerful first step toward a future in insurance.